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Flood Prevention Tips for Springtime

Mar 11, 2009

Springtime is here and you know what that means: basement flooding caused by snow melt, heavy rainfall, and all of the muck that goes along with the thaw.

Taking a page from information from the Federal Emergency Management Agency, several city groups, attorneys, and contractors, we’ve compiled a short checklist of flood prevention methods to avoid a flooding disaster in your home.

Know your flood risk: Enter your address at floodsmart.gov under “Assess Your Risk,” or ask your insurance agent. Or check with your municipality to see a local flood map, which will detail what permits or building requirements you may have.

Get insurance: If you live in a floodplain, you need flood insurance. Homeowners’ policies generally don’t cover flood damage, so you’ll probably need to go through the National Flood Insurance Program. Some policies must be in effect up to 30 days before a flood. Check with your insurance agent or call 1-800-427-2419 for information.

Back up your sump pump: Sump pumps should have a backup sump pump and power source, either a battery pack or a generator. The part that usually breaks is the mechanical float switch which turns the pump on and off, so consider an electronic switch.

Monitor your basement: An electronic water detection alarm can alert homeowners when moisture is present. Electronic shut-off valves can shut off leaking washers, water heaters or refrigerators before they cause water damage from within.

Check drains: Make sure your floor drain is clear and unobstructed.

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